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How do I transfer money to another individual or small business?

Use the Interac e-Transfer service to send money to another individual or small business. Money is deposited as soon as the person you’re sending money to receives the email notice and accepts the e-Transfer. The email notice can take up to 30 minutes to be sent.

  1. Click on Payments & Transfers
  2. Select Interac e-Transfers.
  3. Click on Send e-Transfer.

Money must be accepted within 90 days. You will receive an email notification when the money has been collected. Money not accepted or re-deposited after 90 days will automatically be cancelled and the money returned to your account.

Interac e-Transfers must be sent from a Canadian dollar account. To see your Interac® e-Transfer daily limits, sign-in to your account and click View your daily debit card limits under “Bank Accounts” in “My Account Summary”.


For more information about service charges and fees, visit our Fees & Agreements page.


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