Ask a question

How do I deposit a cheque with my phone?

You can deposit a cheque anytime, anywhere by using your BMO Mobile Banking App and following these simple steps:

  1. Sign in to your BMO Mobile Banking App.

  2. From the Pay &Transfer ($) or More menu, select 'Deposit a Cheque'.

  3. Enter the amount of the cheque.

  4. Select the account you want to deposit the cheque to.

  5. Take a picture of the front and the back of the cheque.

  6. Confirm deposit details.

Remember to endorse your cheque by signing your name and writing “For deposit only, account #________” on the back of the cheque.

When you deposit a cheque through mobile cheque deposit, funds may be put on hold in accordance with your account agreement and the BMO cheque hold policy. Upon completing your deposit, if a hold is placed on your deposit, the hold amount and the date the funds will be available will appear in the success message

Write the date and "Deposited" on the front of the cheque. Keep it for 14 days to ensure it clears, then destroy the cheque promptly after the 14-day period and no later than 120 calendar days after the deposit date.

Did this information answer your question?

Top 10 Questions

  1. How do I get a void cheque for a preauthorized deposit?
  2. How do I perform a wire transfer?
  3. What are the abbreviations for the transaction types for personal accounts?
  4. How do I find the branch/transit or account number?
  5. How do I transfer money to another individual or small business?
  6. How do I find my BIC and IBAN numbers?
  7. How do I set up Direct Deposit?
  8. How do I get a replacement bank card or a credit card?
  9. What are the different transaction codes and their meanings?
  10. How do I change my address, email or phone number online?