Ask a question

What is the difference between Interac e-Transfer and Western Union Money Transfer?

The Western Union Money Transfer service gives you a way to send cash from your Canadian dollar BMO bank account to a Western Union agent location for someone to pick up. Money can be transferred within Canada and to more than 200 countries. This transfer service is a secure and low cost way to send money around the world. 

Western Union International Transfer limits:

Send a maximum of $999.99 per 24 hours, $2999.97 per seven days or $6999.93 per 30 days. Western Union Money Transfers must be a minimum of $10.00 and must be sent from a Canadian dollar account.

Currently, the Western Union Money Transfer service is only available to personal banking customers.


The Interac e-Transfer is a payment service that gives you the ability to send and receive Canadian money securely to anyone with an email address and a Canadian bank account through Online Banking.


To see your daily limits on Interac e-Transfers, sign in to your account and click View your daily debit card limits under “Bank Accounts” in “My Account Summary”.

Did this information answer your question?

Top 10 Questions

  1. I forgot my PIN. What do I do?
  2. How do I perform a wire transfer?
  3. What are the abbreviations for the transaction types for personal accounts?
  4. How do I find the branch/transit or account number?
  5. How do I get a void cheque for a preauthorized deposit?
  6. What are the different transaction codes and their meanings?
  7. How do I sign in to Online Banking?
  8. How do I find my BIC and IBAN numbers?
  9. How do I order cheques for my bank account?
  10. How do I set up Direct Deposit?