Ask a question

What is the difference between Interac e-Transfer and Western Union Money Transfer?

The Western Union Money Transfer service gives you a way to send cash from your Canadian dollar BMO bank account to a Western Union agent location for someone to pick up. Money can be transferred within Canada and to more than 200 countries. This transfer service is a secure and low cost way to send money around the world. 

Western Union International Transfer limits:

Send a maximum of $999.99 per 24 hours, $2999.97 per seven days or $6999.93 per 30 days. Western Union Money Transfers must be a minimum of $10.00 and must be sent from a Canadian dollar account.

Currently, the Western Union Money Transfer service is only available to personal banking customers.


The Interac e-Transfer is a payment service that gives you the ability to send and receive Canadian money securely to anyone with an email address and a Canadian bank account through Online Banking.


To see your daily limits on Interac e-Transfers, sign in to your account and click View your daily debit card limits under “Bank Accounts” in “My Account Summary”.

Did this information answer your question?

Top 10 Questions

  1. How do I get a void cheque for a preauthorized deposit?
  2. How do I perform a wire transfer?
  3. What are the abbreviations for the transaction types for personal accounts?
  4. How do I transfer money to another individual or small business?
  5. How do I find the branch/transit or account number?
  6. How do I set up Direct Deposit?
  7. When are the tax slips mailed?
  8. How do I close an account?
  9. What are the different transaction codes and their meanings?
  10. How do I order cheques for my bank account?